The Wrap UP. What Really Happened.


Order on Plantiffs' Motion For Leave To Amend Complaint (made the judgment apply to all 4 of the wrongly levied assessments
Judges Order, page 1; page 2

Final Judgment On Plantiffs' Motion (what the judge ruled)
Final Judgment, page 1; page 2; page 3; Financial Adjustment Table

Mutual Settlement Agreement (detailed account of agreement reached)
Settlement Agreement, page 1; page 2; page 3; page 4; page 5; page 6; page 7; page 8; page 9; page 10

By now, all owners will have received the letter dated March 31, 2008 from the Board of Directors. This letter categorizes the assessments in questions as "hurricane assessments". In fact, only one of the four assessments was for hurricane damage. Two were for repairs to the parking garage and one was for our annual insurance premium. Also, the letter states that the judge ruled "that because assessments had always been levied according to unit size that the assessments, special or regular, must continue to be levied in that way." Actually, if you read the Final Judgment, you will see that the reason for the ruling is based on a review of our official documents filed in Volusia County.

This has been a long and drawn out process, but the lawsuit that a group of owners filed against the Board of Directors of The Towers for wrongly assessing owners, has finally been settled. The owners won, hands down, as they knew they would. After all, they had only been asking that the assessments be done according to our condominium documents, as assessments had been done from the mid 1970s until the fall of 2004.

How it all started...
After the three hurricanes in short succession hit Daytona Beach in late summer and early fall of 2004, The Towers building was damaged. No one has disputed that there was damage. Our insurance company, QBE, was contacted, and damage was assessed. A board meeting was called in October 2004 and a sheet was handed out at that time outlining the damages and estimates to repair. It totaled just under $300,000. Then president, Al Trey, proposed as assessment of $294,000 to cover the costs of repairs. This amount (the assessment) was close to the amount of our deductible. Mr. Trey wanted to divide this assessment equally among all owners instead of proportionally, as all previous special assessments and regular monthly assessments have always been done. There was much discussion at the meeting and many owners spoke against this equal assessment since it was contrary to our condo documents. However, the Board voted and this equal assessment passed. Mr. Trey promised that this was a one time thing, and that it would not set a precedent for any future assessments.

Then it got worse...
In early 2006, the next condo president, Charles Mohler, proposed another assessment of $995,000, this time for repairs to the parking deck and garage. Mohler said several times that the reason the garage was in bad shape was that it had not been maintained properly over the years and was now in need of major work. While he had been on the Board when Mr. Trey had promised that future assessments would be done according to proportional ownership (square footage of unit), Mohler proposed yet another equal assessment and it was passed by the Board. Again many owners protested and asked that this matter of how assessments are done and what the documents say about it be settled before future assessments are made. One long time Board member, Annie Ward, reminded the Board of the Declaratory Statement from the State from the 1990s which supports the proportional assessments that had always been done at The Towers. Unfortunately, Mohler was not open to listening to owners and began his personal battle to do things the way HE wanted to do, without regard for our condominium documents.

Committee for Fair Assessments was formed...
Owners discussed the assessment situation, informally at the mailboxes, in hallways, at the pool. Finally a group of owners met formally and tried to figure out how to get the Board to follow our condominium documents when levying assessments. Several owners had shown the documents to attorneys and a judge and the consensus was that our documents clearly specify that all assessments are to be made according to the square footage of each unit. After many attempts to discuss this situation with Mohler failed, and all requests for information that were made in writing were ignored and not even acknowledged, the group decided that the only way to remedy the situation was to hire an attorney to represent the interest of the owners against the members of the board.

Stonewalling...
The attorney for the owners requested documents from the Board and these documents were refused. Delay. The attorney had to get a judge to order the Board (actually Mohler, since the full board was often not consulted in any of these matters) to turn over the requested documents. More delay. Owners asked to see various documents. Mohler told them to make their request in writing, by registered mail. They did, but they were still refused access. Delay. Finally a few owners were able to get the State to force Mohler to allow them to see documents they requested. This took approximately 6 months from time of request to time of viewing of records. Delay. Meanwhile, owners were told in open board meetings that they were welcome to view documents any time. That just wasn't true. While perhaps some owners did get access to condominium documents, those questioning the assessment procedures were stonewalled, ignored, and often insulted time and time again.

Another assessment...
In October of 2006, Mohler proposed another equal assessment, for $190,000, to cover the annual insurance premium. Again, many owners protested, saying that the documents are very clear that insurance is one of the expenses that our monthly PROPORTIONAL assessments cover, and restated that ALL assessments are to be done proportionally. Mohler replied that the association attorney, Keith Broll, in a letter of response to the assessment question posed by Mohler, said that assessments could be done either way (equally or proportionally). Owners disagreed but the Board again voted to assess owners equally once again.

And another assessment...
The garage repair project, which was done without the involvement or consultation of the Building and Grounds Committee (they were not allowed to participate in this. Why?) seemed to be running amuck. The original estimate of cost was left by the wayside and the project kept getting more and more expensive. The only board member who was allowed to be involved in the process, in fact the one person who appeared to be solely responsible for the project, Charles Blake, announced that we needed to be assessed another $500,000 to pay for the rest of the repairs. Again, the Board voted to do this assessment equally, with many owners very vocal in their disagreement about the way these assessments were being done.

The lawsuit dragged on...
The legal system is not known for being expedient and it was not in this case. The Committee for Fair Assessments just wanted the Board to agree to stop doing the assessments illegally and to follow our condominium documents. The Committee tried again and again to discuss these assessments with Mohler but were rebuked. They made several offers to settle this lawsuit. TWO BEDROOM OWNERS TAKE NOTE: About a year ago, they offered to settle the suit if the Board would agree not to do any further assessments equally and would do ALL assessments in the future proportionally, as they had been done for nearly 30 years. The Committee said they would NOT ask for any reimbursement of overpayments to owners, and would NOT ask for any refund of legal fees paid. The Committee was taking a long term view of the situation instead of looking at their own personal situations, knowing that some owners had overpaid by nearly $6,000! If Mohler would have agreed to that offer a year ago, it would have been settled then. But he did not, and he told them to "take me to court" in order to resolve the suit. This cost all owners dearly, not just those who were paying the legal bills of the Committee's lawsuit.

Those nasty legal bills...
The Committee asked owners to donate to a fund to help offset the expenses of the lawsuit and owners generously responded. But they also knew that they were paying both sides of the legal bills, one way or another. While the insurance company that holds the directors liability policy agreed to pay for the legal costs of the board's side of this lawsuit, Mohler, for some reason, continued to consult with Keith Broll, at a great expense to the association. Why, when an insurance company was paying the legal bills and had hired an attorney who was doing all of the work for the association on this lawsuit, would Mohler continue to spend association funds to pay for another attorney? Did the Board vote to pay for this attorney? Was Mohler authorized by the Board to expend these funds on an attorney month after month? No minutes from board meetings have been found that show where the Board voted to spend these funds. It appears that he made these expenditures without authorization from the Board.

Our day in court...
Finally, after yet more delays by Mohler, a judge heard the case in January of 2008. Only one assessment was actually being decided on, the $995,000 garage repair project assessment (the first one) from February of 2006. The association's attorney (paid for by the insurance company) argued that the assessment had been for damage caused by the unexpected 3 hurricanes of the fall of 2004 (?? Really?? We were told that it was because the garage had not been maintained properly). Attorneys and clients on both sides and the judge had the actual condominium documents that are filed with Volusia County and there is a line in those documents that had been missing from copies handed out from The Towers office, which CLEARLY stated that assessments are to be done proportionally by square footage of ownership. The judge ruled in favor of the owners and asked their attorney to write up the order for him to sign. Attorneys from both sides discussed the matter with each other and with their clients. The attorney for the Board was still paid for by the insurance company, but Mohler insisted on having Keith Broll at all meetings, with Broll's bill paid for by all the owners. Did we vote for this? Who authorized Mohler to spend association on a second attorney? It quickly became clear that Mohler was not going to agree to a fair settlement for the owners, so they filed an amendment to their suit, adding in the remaining three assessments that had been done equally.

It finally ends...
After more requests for delays by Mohler, the judge finally signed his order on March 27, 2008, an agreement that had been reached at the eleventh hour by all parties. In it, it was determined that owners who overpaid for ALL FOUR ASSESSMENTS will be refunded the amount they overpaid; those who underpaid (two bedroom owners) will be assessed the amount that they should have been assessed before; an amount of money toward legal fees would be paid to those owners who filed the lawsuit; and MOST IMPORTANTLY, ALL FUTURE ASSESSMENTS, SPECIAL OR REGULAR MONTHLY ASSESSMENTS, WILL BE DONE PROPORTIONALLY, BASED ON SQUARE FOOTAGE OF OWNERSHIP, AS STATED IN OUR DOCUMENTS.

The dust settles... It will take some time for the dust to settle around this lawsuit. The Committee for Fair Assessments is pleased that it has finally been resolved, and feels confident that future boards will follow the guidelines for levying assessments as outlined in our condominium documents. It is unfortunate that it took so long for this resolution to be reached, but we are pleased that is it finally over.


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